Beth’s Story: Can a Balance Transfer Help Me Get Out of Debt?
This is part two of my series about Beth, who is dealing with unaffordable credit card bills. In part one, I shared her detailed reader question, and I didn’t know her personal debt relief quest would...
View ArticleBeth’s Story: Is Debt Settlement the Answer?
This is the third part in a four-part series about Beth, who’s struggling to make monthly payments on her debt. I encourage people struggling with unaffordable debt to use this as a debt relief...
View ArticleHow to Challenge a Debt Collector & Win
A reader, Anthony, wrote to me to share the success he had in dealing with the debt collection issues he faced earlier this year. He started off with the goal of settling an old unpaid credit card,...
View ArticleBeth’s Story: Which Debt Solution Did She Choose?
This is the fourth and final installment in a series of pieces for people who find themselves unable to continue to meet the minimum payments on credit cards and other bills, and who want to learn...
View ArticleThe Little-Known Lifeline for People Drowning in Credit Card Debt
If you’re struggling to make payments on your bills, you may not know that you have options – including what’s typically called a hardship repayment program. These are programs that banks may offer...
View ArticleWhat Happens to Your Unpaid Debt
If you default on a credit card, loan or even your monthly internet or utility payments, your account could be sent to a debt collection agency. Unpaid debts sent to collections hurt your credit score...
View ArticleAre Debt Collectors Stalking You Online?
Debt collectors spend a lot of time chasing down accounts, many of which will never result in a payment being made. A smart collector will spend time trying to collect on accounts that are most likely...
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